Settlement
Each payout is anchored to an on-chain transaction, inside caps the agent cannot exceed. Refusals are recorded with the same weight as approvals.
Every settlement and refusalFund it once and name your product. Sage decides what work to buy, designs it, verifies every deliverable, pays from a vault it cannot exceed — and turns every payout into a credit record a lender can underwrite.
It sees the product, designs the work, verifies every deliverable, then decides what to buy next. Every take below is a real run, read from the ledger.
Pay a market seller
First customer review posted online
“Denise R., bought scotch bonnet peppers, Saturday 5 September 2026: "I have been buying my peppers from Marcia for three years.”
$9 gig on sagepays.xyz
No brief, no guesswork. Sage opens the real product in its own browser, moves through it, and records the states and controls it actually sees.
Pay a market seller
Observed facts condense into paid missions. Each criterion is linked to the source it came from, the budget is allocated deterministically, and anything Sage can’t ground is dropped.
First customer review posted online
When someone submits, Sage opens a fresh, isolated browser and replays the same safe action. Only when the expected outcome appears does a verification permit exist.
“Denise R., bought scotch bonnet peppers, Saturday 5 September 2026: "I have been buying my peppers from Marcia for three years.”
Work that gets claimed earns a larger budget next time; work nobody comes to is stopped and the money returns. Sage proposes each move with its reason and its price before anything is spent, and waits — you can stop it, or tell it to go now. It can never spend past your ceilings, price its own work, or buy against a product you did not name.
$9 gig on sagepays.xyz
What Sage saw, what it replayed, why it paid or held, and what moved on-chain — publicly checkable. Live on GOAT Network + Starknet, mainnet.
For millions of people, the work is real and the paperwork does not exist. No payslip, no filings, no bureau file — so the credit is not available either. Sage already verified the work and moved the money, which means the evidence a lender needs was produced as a by-product of getting someone paid.
Each payout is anchored to an on-chain transaction, inside caps the agent cannot exceed. Refusals are recorded with the same weight as approvals.
Every settlement and refusalInflow over 30 and 90 days, refusal rate, distinct counterparties, tenure and recency — computed from settled transactions by published formulas. Sage states facts and scores nobody.
Every earner has one, at /recordA lender supplies the multiple; Sage applies it to verified 90-day inflow and publishes the arithmetic. Capital can move before the next invoice clears, and only under the same policy that releases every other dollar.
Underwrite verified cash flowWhat is live is on the ledger; what is next is written the way a bank would hold us to it — with the how, and what each step needs. Sage is not a bank and never holds customer money in local currency: every step that touches it is done by a licensed party in its market.
Two settlement rails, a public receipt for every payout, a written reason for every refusal.
howthe agent judges · the vault enforces the limits in code
the ledgerJSON, CSV and a printable statement a loan officer can check line by line.
howpublished formulas over receipts · never a score
for lendersJ$, TT$, EC$, Bds$ and ten more, converted once at a stamped, source-attributed rate.
howpriced in your money · settled in digital dollars
the composerA bounty for fifty people is earned by fifty people; every recipient is screened.
howWorld ID at the mission · OFAC SDN on every path
controlsJ$1,600 in two milestones, each released when its evidence verified and escrowed behind a commitment; settled 6 September, in a rehearsal with our own wallet standing in for the seller.
howthe vault looks the reward up · the claim is the money
the receipt$1.85 drawn against verified inflow twelve minutes after the first payout, repaid in full by the waterfall from the next one, the same day.
howcapacity = 1× monthly verified inflow · 50% of each next payout
the recordPaste your people, forward each a single-use door; share receipts and statements from the phone.
howthe person's own WhatsApp · no API, no approval
invite a listA worker collects a payout straight to their exchange's Starknet deposit address — Binance takes native USDC on Starknet with no bridge — and turns it into J$ or TT$ by P2P.
hownative USDC · a claim collected to any Starknet address · no partner needed
how the private rail paysAn organisation funds once; the agent proposes each move with its reason and launches inside the ceilings.
howthe operator, on real treasuries
A licensed on-ramp turns local money into digital dollars inside the organisation's treasury, so a cooperative never touches a crypto exchange.
howthe same vault deployed on a rail the on-ramps support (Base), beside the two live today
needsa licensed on-ramp partner
A worker withdraws J$, TT$ or Bds$ to a bank account or a mobile wallet from inside Sage.
howlicensed off-ramp partners behind Your wallet · KYC by the partner where the law requires it
needsa licensed partner in each market
Launch work, submit it and get paid in the chat the region already uses, as the Telegram door does today.
howthe same agent behind the WhatsApp Business API
needsMeta business approval
Lender API keys, a portfolio view of verified cash flows, signed attestations, programme cohorts for grant-makers.
howthe record API, extended · the lender's view for a whole book
needsa first institution pilot
Priced in the payer's currency, received in the worker's, both rates stamped, one settlement.
howthe stamped-rate mechanism, applied twice
needsthe first cross-currency obligation
Give Sage a product, a gig, or a grant — and a budget. It verifies the work itself, pays inside the rules you approved, and leaves a receipt for every decision.
Sage for the CaribbeanFor lendersOutcomes against the track’s barCompliance